Buying Power
Your Realtor^® can help you determine your buying power: your financial reserves plus your borrowing capacity. Most lenders offer limited choices, but if you give your Realtor^® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you buy. Once the time comes to select a lender and financing option, your Realtor^® can help you understand the different options available to you.

Home Search
Sometimes the property you are looking for is available but not actively advertised in the market. Your Realtor^® will investigate to find all available properties.

Selection Process
How do you choose a house that you’ll be happy in for years to come? Will the property provide the environment you want for a home or investment? Will the property have resale value when you are ready to sell? Your Realtor^® can help you with these decisions. Realtors^® can provide you with helpful information on utilities, zoning, schools, and the community, etc.

Negotiation
A plethora of different elements go into negotiation: price, financing, terms, date of possession, and often the inclusion or exclusion of repairs and furnishings or equipment. Your Realtor^® can guide you through this process and advise you as to which investigations or inspections are recommended.

Property Evaluation
Once you have negotiated an agreement with the seller, it is time to evaluate the property. Depending on the area and the property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, mold, septic tank and well tests, and more. Your Realtor^® can assist you in finding qualified professionals to do most of these investigations and provide you with written reports.

Closing
Your Realtor^® will help guide you

through the closing of your new

home to make sure everything goes

smoothly.